Temple ISD Homes under $400,000

Temple ISD Homes under $400,000

Welcome to Temple, Texas – a vibrant city nestled in the heart of Bell County, where community spirit meets educational excellence! One of the standout features of this charming locale is the Temple Independent School District (Temple ISD), renowned for its commitment to fostering a nurturing and innovative learning environment. Families residing in Temple can take pride in the district's strong academic performance, diverse extracurricular activities, and dedicated educators who strive to inspire and empower students.

Temple ISD serves a variety of students across several campuses, offering a comprehensive curriculum that ranges from early childhood education to advanced placement programs. The district places an emphasis on preparing students for success in a rapidly changing world, with a focus on STEM education, arts, and athletics. With a strong community support system, parents can be assured that their children are receiving a well-rounded education that emphasizes both academic achievement and personal growth.

For those looking to call Temple home, the housing market offers an enticing selection of homes priced under $400,000. Whether you’re searching for a cozy starter home or a spacious family residence, Temple’s real estate options provide something for everyone. Picture yourself in a charming neighborhood, just moments away from local parks, shopping, and dining, all while being part of a community that values education and family.

Discover the perfect blend of affordability, quality education, and community spirit in Temple, TX – where your dream home awaits!

Newest Temple ISD Homes under $400,000

2215 N 9th St, Temple
$239,000
3 Beds ⋅ 2 Baths ⋅ 6630585 MLS ⋅ 76501 Zip Code
Welcome to 2215 N 9th Street in Temple's established Garden District! This refreshed 3-bedroom, 2-bath ranch offers classic mid-century character with thoughtful 2026 updates. Fresh paint, new flooring and updated fixtures create a clean, move-in-ready feel, while the spacious living room features natural light, built-ins and a gas fireplace. The kitchen offers granite countertops, stainless appliances, a pantry and generous workspace, with a separate dining area for everyday meals or entertaining. Outside, enjoy approximately 0.30 acre on a corner lot with mature shade trees, fenced backyard, storage building, full gutters and a 2-car garage. No HOA! Conveniently located near downtown Temple, schools, shopping and everyday amenities. A VA assumable loan at 3.875% may be available to a qualified buyer, subject to lender/servicer approval and applicable requirements. Come see the character, space and location this Garden District home has to offer!

2215 N 9th St, Temple
810 N 8th St, Temple
$120,000
3 Beds ⋅ 1 Baths ⋅ 3736051 MLS ⋅ 76501 Zip Code
Welcome to 810 N 8th Street in Temple! This 3-bedroom, 1-bath home offers approximately 1,100 square feet of living space on a 0.15-acre lot. Inside, you'll find a functional single-story layout with laminate flooring and comfortable living spaces. Outside, the fenced backyard provides room to enjoy the outdoors, along with multiple storage areas for added convenience. Located on a city street with easy access to Temple amenities, this property offers plenty of potential to make it your own.

810 N 8th St, Temple
2937 Wolf Ridge Ln, Temple
$243,999
4 Beds ⋅ 2 Baths ⋅ 8587936 MLS ⋅ 76501 Zip Code
The Dimaggio - This new single-story home boasts a convenient and low-maintenance layout. Three bedrooms are secluded near the front of the home, leading to a spacious and flexible open-concept layout where the kitchen, dining room and family room meet. Nestled into a private rear corner is the lavish owner’s suite, featuring a full bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion January 2027. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

2937 Wolf Ridge Ln, Temple
7402 Salmon Creek Rd, Temple
$215,740
3 Beds ⋅ 2 Baths ⋅ 1648625 MLS ⋅ 76502 Zip Code
Discover the Barton – a thoughtfully designed one-story floorplan in Pepper Creek Crossing community in Temple, TX. This inviting 3-bedroom, 2-bathroom home offers approximately 1,280 sq. ft. of comfortable living space with an open-concept layout that’s perfect for both everyday living and entertaining. From the moment you step inside, you’ll appreciate the welcoming ambiance and stylish features throughout. The heart of the home is the spacious kitchen, showcasing a large island, sleek stainless steel appliance, and plenty of room to gather. Just off the kitchen are two secondary bedroom and a full secondary bath. Tucked away near the back of the home, the private primary bedroom offers a peaceful retreat with its attached bathroom and a walk-in closet for all your storage needs. A 2-car garage provides ample space for vehicles and extra belongings, while built-in smart home technology ensures modern convenience at your fingertips. Make the Barton your new home and enjoy life in a community designed for comfort, style, and connection. Contact us today to learn more about living in Pepper Creek Crossing.

7402 Salmon Creek Rd, Temple
7227 Ducket Creek Dr, Temple
$243,780
5 Beds ⋅ 3 Baths ⋅ 4358883 MLS ⋅ 76502 Zip Code
Step into the stunning Franklin floorplan at Pepper Creek Crossing in Jarrell, Texas. Featuring 5 bedrooms, 2.5 bathrooms, and approximately 1,892 sq. ft. of meticulously crafted living space, this home is perfect for you. On the first floor, you’ll find a spacious, open concept living area ideal for entertaining guests or enjoying family time. The beautifully designed kitchen is the heart of the home, showcasing a large island, sleek stainless-steel appliances, and generous counter space-perfect for cooking, serving, and gathering. A conveniently located half bath sits near the stairs for added ease. Upstairs, all five bedrooms are thoughtfully arranged alongside the laundry room for easy access. The secondary bedrooms feature carpet flooring, ample closet space, and easy access the secondary bathroom. The primary bedroom offers a relaxing retreat with its own bathroom that features a walk-in shower, walk-in closet, and plenty of room for your personal touches. The Franklin floorplan was created with your lifestyle in mind, offering room to grow, space to gather, and comfort at every turn. Plus, with the included smart home package, you can control and secure your home through the Qolsys smart panel, your smartphone, or even your voice. With its blend of style, convenience, and modern technology, the Franklin is living at its finest. Contact us today to learn more about making the Franklin your new home!

7227 Ducket Creek Dr, Temple
3213 Pecan Valley Dr, Temple
$240,000
4 Beds ⋅ 2 Baths ⋅ 2625475 MLS ⋅ 76502 Zip Code
Welcome to 3213 Pecan Valley Drive in Temple! This spacious 4-bedroom, 2-bath home offers a comfortable layout filled with natural light and all-new flooring throughout. The inviting living area is anchored by a striking brick fireplace, creating a beautiful focal point for relaxing or entertaining. The eat-in kitchen features all-new appliances and plenty of room for everyday dining. Both bathrooms have been refreshed, and the primary suite includes a double vanity, separate tub, and walk-in shower. Outside, mature trees provide generous shade, while the covered patio and spacious backyard offer plenty of room for entertaining, play, or quiet evenings at home. Conveniently located near shopping, dining, schools, and major roadways, this move-in-ready home is one you will not want to miss!

3213 Pecan Valley Dr, Temple
7231 Ducket Creek Dr, Temple
$224,560
3 Beds ⋅ 3 Baths ⋅ 2351649 MLS ⋅ 76502 Zip Code
Discover the Davis floorplan at Pepper Creek Crossing, a beautifully designed two-story home with a 2-car garage in Temple, Texas, that checks all the boxes. Offering approximately 1,470 sq. ft., this 3-bedroom, 2.5 bath home blends comfort, style and functionality. Step inside, and you’re welcomed by a thoughtfully designed kitchen that flows seamlessly into the open-concept living and dining areas-perfect for both everyday living and entertaining. The kitchen features a spacious island, sleek stainless-steel appliances, and generous counter space to make hosting a breeze. A convenient half-bath is located nearby before you head upstairs. On the second floor, the primary bedroom awaits, a private retreat with an attached primary bathroom featuring a walk-in shower and a spacious walk-in closet. Two secondary bedrooms and a secondary bathroom share this level, along with the laundry room for easy access. The Davis floorplan also comes equipped with a smart home package, including a Qolsys smart panel, so you can control and secure your home from your phone or your voice. With plenty of space, modern conveniences, and a layout designed for how you live, the Davis is ready to welcome you home. Contact us today to learn more!

7231 Ducket Creek Dr, Temple
7327 Ducket Creek Dr, Temple
$207,740
3 Beds ⋅ 2 Baths ⋅ 1085438 MLS ⋅ 76502 Zip Code
Welcome to the Atlanta, a beautifully designed one-story home in Pepper Creek Crossing community in Temple, TX. Offering approximately 1,156 sq. ft., this thoughtfully crafted 3-bedroom, 2-bath layout is the perfect blend of comfort, style, and functionality. As you step through the foyer, you’ll find a convenient coat closet before entering the open-concept heart of the home – the kitchen and family room. The kitchen features a spacious island, stainless steel appliances, and plenty of counter space for both meal prep and casual dining. Just off the kitchen are two secondary bedrooms and a secondary bathroom, with easy access to the laundry room. Natural light fills the living room from large rear-facing windows, creating a warm and inviting space for relaxing or entertaining. Tucked away off the living room, the primary bedroom offers a peaceful retreat, complete with a walk-in shower and walk-in closet for plenty of storage space. Every D.R. Horton home has smart home technology built in. Feel connected as you control and secure your home through the Qolsys smart panel, through your phone, or even with your voice. Discover how the Atlanta can be the perfect place to call home. Contact us today to make it yours at Pepper Creek Crossing.

7327 Ducket Creek Dr, Temple
1121 S 23rd St, Temple
$199,640
3 Beds ⋅ 2 Baths ⋅ 7162261 MLS ⋅ 76504 Zip Code
Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying. THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available. THE LOCATION: A very walkable neighborhood (Walk Score 73) just minutes from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby. THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates. Serious inquiries only. Proof of down payment required with offer.

1121 S 23rd St, Temple
710 S 19th St, Temple
$79,000
3 Beds ⋅ 1 Baths ⋅ 3893577 MLS ⋅ 76504 Zip Code
Investors bring your offers. Good bones in a great central area of Temple. Brand new park being developed behind the property with a new stone fence along the back wall. Home will need a full remodel inside and out, but has great potential for a motivated flipper or hard working owner-occupant

710 S 19th St, Temple
2921 Wolf Ridge Ln, Temple
$220,999
3 Beds ⋅ 2 Baths ⋅ 7841803 MLS ⋅ 76501 Zip Code
The Mays - This new single-story home offers a low-maintenance layout designed for modern lifestyles. Two secondary bedrooms are located off the foyer, surrounding a full bathroom. An open-concept floorplan blends the kitchen, dining room and family room for seamless everyday transitions and multitasking. A luxurious owner’s suite is nestled into a private corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion October 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

2921 Wolf Ridge Ln, Temple
206 Dolphin Dr, Temple
$384,900
8561411 MLS ⋅ 76501 Zip Code
BRAND NEW CONSTRUCTION + A GREAT INVESTMENT OPPORTUNITY! Looking for a property that gives you options? This beautifully built duplex offers the flexibility to live in one side while renting the other, or rent both units for an investment opportunity. Each side features its own separate backyard, full sod and irrigation, and no rear neighbors—a rare combination that adds privacy and makes each space feel like home. Inside, you’ll find durable vinyl plank flooring throughout, quartz countertops in kitchen, cultured marble counters in bathrooms, stainless steel appliances, ceiling fans, and a clean, modern finish throughout each unit. The thoughtful layout offers comfortable living spaces with low-maintenance finishes that are ideal for both homeowners and tenants. Conveniently located with easy access to Downtown Temple, the VA Medical Center, Baylor Scott & White Medical Center, and Fort Hood. Downtown Temple is approximately 8–10 minutes away, both major medical centers are approximately 10 minutes away, and Fort Hood is approximately 35–40 minutes away. Whether you’re looking to house hack, build your rental portfolio, or add a turnkey property to your investment strategy, this brand-new duplex is worth a look!

206 Dolphin Dr, Temple
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