Top Notch Properties - Blog

You’ll find our blog to be a wealth of information, covering everything from local market statistics and home values to community happenings. That’s because we care about the community and want to help you find your place in it. Please reach out if you have any questions at all. We’d love to talk with you!

Nov. 30, 2018

Real Talk Real Estate Episode 010

Another Closing day surprises that you are not going to want to miss!

 

Credit challenges! 

 

Even though you approved for a mortgage a month or so in advanced before you close on your home, a small change in your financial picture can affect your credit score and create major problems up to the moment you close. 

 

Changing jobs, applying for credit cards, falling behind on your bills can red flag your deal! 

 

How bad can credit challenges be? 

 

Pretty bad! 

 

If a lender withdraws the offer, you won’t be able to close until you secure another mortgage, which can take weeks.  If the lender wants to increase your interest rates, which usually happens in this type of situation, then you will have to decide whether you can still afford to buy or not. 

 

To make sure this is not an issue contact your lender before you close to discuss and solve any issues that may have turned up. 

 

Always avoid making any sudden financial moves in the weeks leading up to the close. Things like quitting your job, finding a new job that pays more, or buying new furniture and appliances on your credit card. This can throw a huge monkey wrench into the process, so always wait after you close to make these types of decisions.       

 

Thanks for reading our post, here at Top Notch Properties we will always recommend you get with an Expert Real Estate Advisor when it comes to selling or purchasing real estate. Until next time, have an awesome week and make sure you check out our next blog post for more tips and tricks when it comes to all your real estate needs! 

 

The Ruse Bros!   

Nov. 30, 2018

Morning Success Fuel with The Ruse Bros! 012

Wake up…Wake up…Wake up!!!!!

 

It’s time to get the mind right with your daily dose of success fuel!!!!

 

Today’s message is about the Five things that successful peopleNEVER repeat! 

 

Successful people never return to what has not worked in the past. Whether it’s a job or a broken relationship that ended for a good reason, successful people never go back to what has not worked unless there is a major change in the relationship or job duty. 

 

Successful people never do anything that requires them to be someone they are not. They know that in everything that they do requires them to ask themselves four simple questions. 

 

Why am I doing this? 

Am I suited for this? 

Does it go with my core beliefs? 

Is it sustainable over the long haul?  

 

Successful people don’t try to change other people. They know that they cannot force someone else into doing something and give them the freedom of allowing them to experience the consequences. In doing so they experience their own freedom. 

 

Successful people know that they cannot please everyone. They understand that it is impossible to please everyone, so they only please the right people that have meaning in their life. 

 

Successful people never take their eyes off the big picture. They know that they function better emotionally and perform better in their lives when they see the big picture. They understand that no one event is ever the full story. 

 

So, I ask you this question, what are the things that you are currently doing that you need to stop repeating?  

 

Were all put on this planet to achieve success, so get clear on what you need to focus on. Only by not repeating the same things over and over can one overcome any obstacles that stands in their way.  

 

So, shake off that morning negativity, quit listening to the naysayers and get out there and set your day on fire! 

 

Remember you are the captain of your ship, only you can control your destiny, no one will do it for you so GO GET SOME!!! 

 

 

The Ruse Bros! 

Nov. 28, 2018

Real Talk Real Estate Episode 009

Another Closing day surprises that you are not going to want to miss!

 

What stays with the sell and what goes? 

 

This is always a common issue that always seems to pop up during the final walk-through. The misunderstanding of what will be transferred with the sell is very common. For instants, maybe you fell in love with the seller’s antique stove, the amazing refrigerator and appliances, or other household items. 

 

You assumed they would stay only to find out that they are gone! 

 

Before you get into panic mode, always ask yourself how bad can it be? 

 

Unless you’re really attached to the item, you may want to let this one slide if you want the deal to go through.  

 

The easiest way to avoid these misunderstandings is to negotiate the items in the contract on what remains in the house and what must be moved out. You are going to want to make sure you are very detailed in what is staying and what is going and always make sure the contract reflects your expectations.  

 

Thanks for reading our post, here at Top Notch Properties we will always recommend you get with an Expert Real Estate Advisor when it comes to selling or purchasing real estate. Until next time, have an awesome week and make sure you check out our next blog post for more tips and tricks when it comes to all your real estate needs! 

 

The Ruse Bros!   

Nov. 28, 2018

Morning Success Fuel with The Ruse Bros! 011

Wake up…Wake up…Wake up!!!!!

 

It’s time to get the mind right with your daily dose of success fuel!!!!

 

Today’s message is about the process! 

 

Nothing is easy in this world, if it was everyone would be doing it. There is always a process to the madness, and you have to fall in love with the process before you can benefit from reaping what you sow. 

 

People who win in life are not afraid of getting knocked down and getting back up again. People who lose in life are the ones unwilling to get back up when times get tough. You must understand that failure is a part of the process! 

 

Thomas Edison failed 10,000 times before he invented the light bulb, and when asked about his failures he simply said, “I have not failed, I’ve just found 10,000 ways that won’t work.” 

 

Your life is the sum result of all the choices you make, both consciously and unconsciously. If you can control the process of choosing, then you can take control of all aspects in your life.       

 

So, I ask you this question, are you falling in love with the process? 

 

Were all put on this planet to achieve success, but you have to be willing to follow the process to overcome any obstacles that stands in your way.  

 

So, shake off that morning negativity, quit listening to the naysayers and get out and set your day on fire! 

 

Remember you are the captain of your ship, only you can control your destiny, no one will do it for you so GO GET SOME!!! 

 

 

The Ruse Bros! 

Nov. 26, 2018

Real Talk Real Estate Episode 008

One Closing day surprises that you are not going to want to miss!

 

The dreaded walk-through is the top surprise on closing day and for good reason. 

 

The final walk-through happens the morning of closing so there’s little time to prepare for whatever problems may arise. You never know when a sudden storm could have flooded out the house or those ugly flaws or cracks get exposed once the furniture is out of the home.

 

Before you have a panic attach, ask yourself how bad can it really be? 

 

If the problem is serious, like a flood, you should defiantly proceed with caution. If the problem is minor, don’t fret over an easy fix. Always make sure to inspect the home thoroughly before your final walk-through to avoid last minute surprises.   

 

Don’t be shy in asking for another look after a big storm to see if the house does have flood damage. 

 

Lastly, always remember a last-minute discovery of a problem is not necessarily a deal breaker. Just ask the seller to recover the cost of the repairs and put the fund in escrow. Be sure to come up with estimates from professionals on how much a fix would cost. 

 

Thanks for reading our post, here at Top Notch Properties we will always recommend you get with an Expert Real Estate Advisor when it comes to selling or purchasing real estate. Until next time, have an awesome week and make sure you check out our next blog post for more tips and tricks when it comes to all your real estate needs! 

 

The Ruse Bros!   

 

Nov. 23, 2018

Real Talk Real Estate Episode 007

Why getting a pre-inspection on your home before you sell can give you an edge in a competitive market? 

 

Inspections reassure potential home buyers from unseen hidden land mines. Even after a walk through, buyers rarely know what to expect from a home inspection. There’s always the possibilities of terminates gnawing on wood work or faulted wiring behind a newly painted wall. 

 

Providing a pre-inspection insures the buyer that no major surprises are in store. While they might not waive their own follow up inspection, they will at least feel more comfortable about placing a bid on the home. 

 

Pre-inspections buy you time and can save you money in the long run. Even in a relatively new home or a completely renovated home, chances are a home inspector can find a red flag or two. When a fault is found during a typical home inspection you may only have a few days to decide whether to make the repair or adjust the sales price accordingly. You will need to find a solution that satisfies you and the buyer. 

 

A pre-inspection gives you more time to compare prices and treatment options from a variety of contractors. You may also avoid any unnecessary expenses for unpredictable repair cost like mold remediation or structural work. 

 

Inspections make you aware of where you stand in the negotiation process. Generally, your final sales price is determined long before the inspector steps through the door. That leaves a huge question mark lingering in your negotiations. Are you going to be forced to drop your final figure again if a major problem is uncovered? 

 

By getting a pre-inspection early, you can possibly throw out any seller concessions that the buyer might request. This allows you to set your asking price accordingly and puts you in a position to play hardball. 

 

A pre-inspection prevents repeat repairs. No matter how handy you are there is always a risk of misdiagnosing a problem. By getting a pre-inspection on your home, you can avoid wasting money spent on unnecessary repairs. 

 

While the average home inspection can cost you a few hundred dollars, it can save you time and money in the long run.         

 

Thanks for reading our post, here at Top Notch Properties we will always recommend you get with an Expert Real Estate Advisor when it comes to selling or purchasing real estate. Until next time, have an awesome week and make sure you check out our next blog post for more tips and tricks when it comes to all your real estate needs! 

 

The Ruse Bros!   

    

Nov. 23, 2018

Morning Success Fuel with The Ruse Bros! 010

Wake up…Wake up…Wake up!!!!!

 

It’s time to get the mind right with your daily dose of success fuel!!!!

 

Today’s message is about the power of saying No!

 

Success is often built on a habit of saying yes to opportunities that come our way. We are hungry for any chance to prove ourselves and when presented with one we take it. Success tends to attract bigger and better opportunities as we succeed, and a key challenge that we face is prioritizing the many opportunities that present themselves. 

 

The one thing you need to do is get clear on your goals to establish yourself and be able to say no to obligations that are steering you away from the bigger picture. 

 

One of the most useful tools a person has is the power to say no to the things that are taking up time, but not adding much value to one’s life.    

 

 

So, I ask you this question, where in your life can you start saying no to the things that are adding you no value? 

 

Were all put on this planet to achieve success, Only by having the ability to say no to the things that are adding no value can we overcome any obstacles that stands in our way.  

 

So, shake off that morning negativity, quit listening to the naysayers and get out there and set your day on fire! 

 

Remember you are the captain of your ship, only you can control your destiny, no one will do it for you so GO GET SOME!!! 

 

 

The Ruse Bros! 

Nov. 22, 2018

Morning Success Fuel with The Ruse Bros! 009

Wake up…Wake up…Wake up!!!!!

 

It’s time to get the mind right with your daily dose of success fuel!!!!

 

Happy Thanks Giving!!!! 

 

Today’s message is about gratitude! 

 

Feeling grateful starts with an acknowledgement that life is good and rewarding. This type of positive thinking is what motivates us for creating a successful life. Waking up each day and giving gratitude for the things that we are appreciative of is one of the best ways to start off your day.    

 

Gratitude is an emotion that expresses appreciation for what one has in life. Having deep hearted gratitude for the blessings in your life means that we are paying attention to what we are thankful for and not taking for granted the blessings in our life.  

 

Thanksgiving is a special time to be thankful for great families, fortunate events, caring friends, amazing communities, and all the gifts of life that were lucky to have! 

 

So, I ask you this question, what are you grateful for on this Thanksgiving Day? 

 

Were all put on this planet to achieve success, be thankful for the blessings you have in life.

Only by having gratitude for our blessings can we overcome any obstacles that stands in our way.  

 

So, shake off that morning negativity, have an amazing Thanksgiving, quit listening to the naysayers and get out there and set your day on fire! 

 

Remember you are the captain of your ship, only you can control your destiny, no one will do it for you so GO GET SOME!!! 

 

 

The Ruse Bros! 

Nov. 21, 2018

Real Talk Real Estate Episode 006

The do’s and don’ts for taking care of your granite countertops!

 

When it comes to taking care of your granite countertops always blot up spills immediately. Acidic substances like wine, coffee, juices, tomato sauce, sodas, and cooking oils can potentially stain a granite surface if not cleaned immediately.  

 

Always clean the surface using a sponge or soft cloth by using a specified formulated natural stone cleaner like granite and marble cleaning spray. Not only do these sprays keep your granite countertops clean they also protect the sealer. 

 

Always use coasters under all glass bottles and cans. 

 

Always place hot pads under any hot pots and pans. 

 

Always use a cutting board to prevent scratches and cracks. 

 

Never use generic cleaning products such as bleach, glass cleaners, degreasers, or other common household cleaners. These products contain acids and other chemicals that will degrade the granite sealer. 

 

Never use vinegar, ammonia, lemons or oranges as a cleaner. 

 

Never use bathtub or tile cleaner. 

 

Never sit or stand on your countertops, unlike laminate countertops, granite countertops are very hard but not flexible. They do not have a plywood backing and too much weight could cause them to crack. 

 

Thanks for reading our post, here at Top Notch Properties we will always recommend you get with an Expert Real Estate Advisor when it comes to selling or purchasing real estate. Until next time, have an awesome week and make sure you check out our next blog post for more tips and tricks when it comes to all your real estate needs! 

 

The Ruse Bros!   

Nov. 21, 2018

Morning Success Fuel with The Ruse Bros! 008

Wake up…Wake up…Wake up!!!!!

 

It’s time to get the mind right with your daily dose of success fuel!!!!

 

Today’s message is about raising your standards in life! 

 

There are four basic categories of standards and the outcomes we get in life! 

 

Poor is the lowest standard in life. When you have poor standards you would think you get poor results, but the truth is you get bankrupt, you get divorced, you get fired, you hit rock bottom, and it’s a giant leap to the next level which is level three good standards. 

 

When you have good standards, you get poor results. When you raise your standards to excellence then and only then you get good results, which means you’re doing okay, but you could be doing much better. 

 

So, it’s a small shift to go from excellence to outstanding, and when you set your standards to outstanding that’s when you get excellent results.

 

Whatever results you want in life you have to be willing to raise your standards and stop excepting the things that serve you no purpose. When something that was once expectable is no longer expectable then and only then have you raised your standards   

 

So, I ask you this question, where in life can you raise your standard and strive for outstanding results? 

 


Were all put on this planet to achieve success, so start raising your standards to outstanding.  Only by raising our standards and achieving outstanding results can we overcome any obstacles that stands in our way.  

 

So, shake off that morning negativity, quit listening to the naysayers and get out there and set your day on fire! 

 

Remember you are the captain of your ship, only you can control your destiny, no one will do it for you so GO GET SOME!!! 

 

 

The Ruse Bros!