Belton ISD Homes with Waterfront

4 Beds ⋅ 3 Baths ⋅ 6979157 MLS ⋅ 76513 Zip Code

Tucked away on 1.8 acres in Morgan’s Point Resort, this updated home offers a rare combination of privacy, usable space, and a true connection to the outdoors — all just steps from Lake Belton. Set off the road, the property immediately stands apart. A wide front yard, mature trees, and the natural Corps land directly behind create a setting that feels secluded, quiet, and deeply connected to nature. It’s not uncommon to see deer moving through the property, adding to the everyday experience of lake-area living. Inside, the home has been thoughtfully refreshed and is move-in ready with room to make it your own. Luxury Vinyl Plank flooring and carpet (March 2026) pair with fresh interior paint for a clean, updated feel. The kitchen has been refinished with refreshed cabinetry, offering a cohesive, modern look while maintaining functionality. The layout is flexible and well-suited for a variety of needs, highlighted by an upstairs game room with a full bathroom — ideal as a second living area, guest suite, or private retreat. Outside is where this property really shines. The backyard is designed for both relaxation and entertaining, featuring a refreshed swimming pool and an updated balcony with elevated views — including a glimpse of Lake Belton. Recent exterior improvements, including roof, fascia, and soffits (2025), add long-term value and peace of mind that’s uncommon for homes in this area. While some finishing touches remain, they present an opportunity for the next owner to personalize the home without taking on major projects — a lot of the heavy lifting has already been done. Located in Belton ISD and just minutes from Lake Belton High School, this property combines space, updates, and a setting that’s increasingly hard to find in Morgan’s Point.

71 Wrangler Dr, Morgans Point Resort

$10,999,000

4745148 MLS ⋅ 76513 Zip Code

Rare 152-Acre Development Opportunity in Rapidly Growing Belton, Texas This approximately 152-acre tract on Elm Grove Rd in Belton offers an exceptional development opportunity in one of Central Texas’ fastest-growing communities. A current development approach envisions approximately 120 residential lots, creating the potential for a substantial new community in a market experiencing continued growth and demand. Preliminary projections indicate individual finished lots could potentially be valued from approximately $400,000 to $1,000,000 each, depending on location, size, amenities, and final development plans. A major highlight is the property’s Lampasas River frontage, with approximately eight potential riverfront homesites. These premium lots could provide a highly desirable waterfront amenity and significant additional value to the development. The property also includes a small one-bedroom home that needs work and a large outbuilding, offering existing improvements with potential utility during the development process. Located in Belton with convenient access to Temple, Salado, Georgetown, Austin, and major Central Texas employment corridors, the property combines development potential with a desirable location and natural setting. With approximately 152 acres, a development approach for 120 homesites, potential lot values of $400,000–$1,000,000 each, and rare Lampasas River frontage, 4170 Elm Grove Rd presents a compelling opportunity for developers, builders, and investors seeking a significant Central Texas development tract. Development approach, lot count, density, lot values, utilities, access, and feasibility are subject to verification and applicable governmental approvals.

4170 Elm Grove Rd, Belton

$10,999,000

1 Beds ⋅ 1 Baths ⋅ 3226630 MLS ⋅ 76513 Zip Code

Rare 152-Acre Development Opportunity in Rapidly Growing Belton, Texas This approximately 152-acre tract on Elm Grove Rd in Belton offers an exceptional development opportunity in one of Central Texas’ fastest-growing communities. A current development approach envisions approximately 120 residential lots, creating the potential for a substantial new community in a market experiencing continued growth and demand. Preliminary projections indicate individual finished lots could potentially be valued from approximately $400,000 to $1,000,000 each, depending on location, size, amenities, and final development plans. A major highlight is the property’s Lampasas River frontage, with approximately eight potential riverfront homesites. These premium lots could provide a highly desirable waterfront amenity and significant additional value to the development. The property also includes a small one-bedroom home that needs work and a large outbuilding, offering existing improvements with potential utility during the development process. Located in Belton with convenient access to Temple, Salado, Georgetown, Austin, and major Central Texas employment corridors, the property combines development potential with a desirable location and natural setting. With approximately 152 acres, a development approach for 120 homesites, potential lot values of $400,000–$1,000,000 each, and rare Lampasas River frontage, 4170 Elm Grove Rd presents a compelling opportunity for developers, builders, and investors seeking a significant Central Texas development tract. Development approach, lot count, density, lot values, utilities, access, and feasibility are subject to verification and applicable governmental approvals.

4170 Elm Grove Rd, Belton

$810,000

4 Beds ⋅ 4 Baths ⋅ 6086290 MLS ⋅ 76513 Zip Code

Welcome to your own private Lake retreat, where incredible views, resort style amenities, versatile living spaces, and investment potential come together. Situated on an oversized corner lot just minutes from Temple and Belton, the main home offers 4 bedrooms and 2.5 bathrooms with a warm, inviting interior to take full advantage of the surrounding scenery. Oversized windows fill the home with natural light and showcase beautiful lake views, while the living area features a striking stone fireplace and convenient wet bar. The kitchen offers updated appliances, and an eat in dining area perfect for gathering.The spacious primary suite features high ceilings, a large walk-in closet, dual vanities, garden tub, updated shower, and a one of a kind suspended queen bed inspired by a lakeside pier. Upstairs, a private exterior entrance leads to additional flexible living space, a bedroom, and half bath, creating even more possibilities for guests. Spend summer days around the private in-ground pool, unwind in the hot tub, entertain beneath the oversized covered porch, or enjoy unforgettable sunsets overlooking Lake Belton. A rock climbing wall adds another unexpected touch, while a private hiking trail leads toward the lakeshore. Boat ramp access is conveniently located just down the road, making lake days even easier. Adding to the property’s versatility is a separate 399 square-foot tiny home featuring 1 bedroom, 1 bathroom, a full kitchen, living area, and loft for additional sleeping space ideal for guests, multigenerational living, a private office, or additional income potential. Approximately $120,000 in solar panels add energy efficiency and long-term value. Currently utilized as an income-producing property, this distinctive home offers an incredible opportunity as a primary residence, vacation retreat, multigenerational property, or investment. This is far more than a home, it’s the lake lifestyle you’ve been looking for.

349 Arrowhead Point Rd, Belton

$450,000

3326852 MLS ⋅ 76513 Zip Code

6.007-ACRE LEON RIVER HOMESITE IN BELTON. Lot 5 offers direct river frontage, mature trees, open acreage and room to create a private estate close to everyday conveniences. Fish, kayak or relax along your own stretch of the Leon River, then reach H-E-B, Heritage Park and central Belton within minutes. The property is in Belton ISD with asphalt road access and public water and sewer available, subject to buyer verification of taps, capacity and fees. A portion of the tract is within the FEMA floodplain; survey, plat, floodplain information, restrictions and utility details are available for review. Ask about available floor plans and custom-build options. This listing is for Lot 5 only, containing approximately 6.007 acres. Contact the listing agent for showing instructions and information on other available riverfront tracts.

TBD Lot 5 Guthrie, Belton

$500,000

7569126 MLS ⋅ 76513 Zip Code

6.923 ACRES OF LEON RIVER FRONTAGE IN THE HEART OF BELTON WITH NO HOA. Lot 4 offers the space and privacy of country living without giving up quick access to H-E-B, Heritage Park, downtown Belton and everyday conveniences. The property features direct river frontage, mature trees, open acreage and room for a custom home with space for horses, subject to city and deed restrictions. Enjoy fishing, kayaking and peaceful river views from your own property. Located in Belton ISD with asphalt road access and public water and sewer available, subject to verification of taps, capacity and fees. A portion of the property lies within the FEMA floodplain. Survey, plat, floodplain information, restrictions and utility details are available for review. Purchase the homesite or ask about available floor plans and custom-build options. This listing is for Lot 4 only and contains approximately 6.923 acres. Additional Leon River tracts may be available.

TBD Lot 4 Guthrie, Belton

$675,000

6161589 MLS ⋅ 76513 Zip Code

10.043 ACRES OF LEON RIVER FRONTAGE IN THE HEART OF BELTON WITH NO HOA. Lot 3 offers more than 10 acres of riverfront property with mature trees, open homesite areas and room to create a private Central Texas estate. Enjoy fishing, kayaking and peaceful river views from your own property while remaining just minutes from H-E-B, Heritage Park, downtown Belton and everyday conveniences. Located in Belton ISD with public water and public sewer available, subject to buyer verification of taps, capacity and fees. The property offers space for horses and livestock, subject to city regulations and recorded restrictions. A portion of the tract lies within the FEMA floodplain. Survey, plat, floodplain information, restrictions and utility details are available for review. Purchase the homesite or ask about available floor plans and custom-build options. This listing is for Lot 3 only and contains approximately 10.043 acres. Additional Leon River tracts may be available.

TBD Lot 3 Guthrie, Belton

$1,349,990

4 Beds ⋅ 5 Baths ⋅ 1028698 MLS ⋅ 76502 Zip Code

Backing directly to Corps of Engineers land, this home has a shoreline that can never be built on — a rare guarantee on Lake Belton. A former Parade of Homes model built by Larry Lilly, the home sits on 1.9 acres on a deep, protected cove, with lake access for fishing, kayaking, and paddle boarding from the backyard.Inside: 5,029 square feet, 25-foot ceilings, and a stone fireplace. The main level offers a primary suite, a second bedroom, a dedicated office, and a large dining room. Upstairs adds two large bedrooms, a loft, and a media room with a wet bar.Outside: a salt water pool, an oversized workshop/boat house, and a 3-car garage with additional storage for lake gear.A separate, updated 629-square-foot one-bedroom, one-bath cottage adds guest space — or rental potential — beyond the main house.Zoned to Belton ISD. Minutes from area shops and restaurants, and 10 miles from Mary Hardin-Baylor.Schedule a tour to see it in person.

14049 Indian Bluff Rd, Temple

$3,106,700

4 Beds ⋅ 3 Baths ⋅ 3001969 MLS ⋅ 76513 Zip Code

The Taggart Ranch offers an exceptional combination of Lampasas River frontage, scenic views, mature hardwoods, quality improvements and convenient access to Central Texas communities. Located minutes from Salado, Temple, Georgetown and Austin, this versatile property provides the privacy of country living without sacrificing accessibility. The ranch features approximately 1,895 feet of frontage along Elmer King Road and 1,257 feet along Elm Grove Road. Approximately 80 feet of elevation change creates impressive views overlooking the fertile Lampasas River bottom. The property includes approximately 1,795 feet of Lampasas River frontage, with deep holes suitable for fishing and swimming, as well as a beautiful spring-fed pond. The land offers an attractive mixture of open fields, productive bottomland and mature hardwoods, including majestic live oak and pecan trees. The diverse terrain provides excellent opportunities for livestock, horses, hunting and wildlife recreation. The property is fenced for cattle and carries a unique connection to Texas history, with Native American artifacts reportedly discovered on the ranch. The well-maintained, single-story brick residence offers four bedrooms, two-and-one-half bathrooms and a comfortable, flexible floor plan. Interior spaces include two living areas, a spacious living/game room, sitting room and private office. Additional features include hardwood flooring, quartz kitchen countertops, a fireplace with a Heatilator, wood-burning stove and two central HVAC systems. The home also features a metal roof, covered porch, open rock patio, fenced yard, covered carport and detached garage. Additional ranch improvements include a 35' x 60' covered pavilion shaded by a magnificent, mature oak tree, covered livestock stalls with adjoining paddocks and a private water well. An Armstrong Water line is available along Elm Grove Road.

1498 Elmer King Rd, Belton

$199,900

3506452 MLS ⋅ 76513 Zip Code

Lake view properties are hard to find. Buildable lake view properties with this much frontage and this kind of view are even harder. These three adjoining lots in Morgan’s Point Resort offer sweeping panoramic views of Lake Belton and the surrounding shoreline. Situated on an elevated bluff, with easy slopped walk to the shore, the property provides a rare opportunity to build a custom home designed to take full advantage of the water views. The lots total approximately 17,000+ square feet and have been confirmed as buildable. Written confirmation has been obtained from the Bell County Public Health District that the lots are grandfathered and eligible to be permitted for a septic system. Buyers should conduct their own due diligence regarding building plans and permitting requirements. Located in Belton ISD and surrounded by Corps of Engineers property, the setting offers privacy, natural beauty, and direct access to the lake environment. A walking path leads down toward the water for fishing, kayaking, or simply enjoying the shoreline. No private docks are permitted due to Corps ownership of the adjacent land. You can utilize the Corp property but you can not build on it. Whether you're looking to build a primary residence, weekend retreat, or retirement home, opportunities like this rarely come available in Morgan’s Point Resort. Property consists of three adjoining lots: 3, 4, and 5 Mojave Lane. Offered together for $199,900. Belton ISD: Lakewood Elementary, Lake Belton Middle School, and Lake Belton High School.

3, 4, 5 Mojave Ln, Morgan's Point Resort

$649,000

2797354 MLS ⋅ 76513 Zip Code

2.565 acres with breathtaking views of Belton Lake — the perfect place to build your dream home! Whether you envision a luxury estate, modern farmhouse, or multi-generational living, this property offers endless possibilities. The property already features wood privacy fencing on two sides, front Iron fence with automatic gate, and an asphalt driveway leading all the way to the future homesite overlooking the lake view. Enjoy peaceful surroundings, beautiful scenery, and plenty of space to create your own private retreat. Minutes to Temple Lake Park for recreational fun.

13560 Rocky Ln, Belton

$1,200,000

4 Beds ⋅ 3 Baths ⋅ 5530968 MLS ⋅ 76513 Zip Code

Stunning Lake Belton Retreat on just under 1 Acre Near Belton Lake! Welcome to this beautifully updated 4,000 sq ft home nestled on a spacious lot on Belton Lake. This exceptional property offers the perfect blend of privacy, luxury, and functionality. A gated circular drive leads to a sprawling front yard, creating an impressive arrival and ample parking for guests. The home features a 3-car garage plus an additional storage shed, providing plenty of space for vehicles, hobbies, and outdoor equipment. Inside, you’ll find hardwood-style tile flooring throughout, combining elegance with durability. The fully remodeled kitchen and butler’s pantry is a showstopper, boasting modern finishes, updated cabinetry, and a layout ideal for both everyday living and entertaining. The renovated bathrooms offer spa-like comfort with stylish upgrades and thoughtful design. With two generous living spaces, this home is perfect for hosting gatherings or simply enjoying quiet evenings with family. The expansive acreage provides room to relax, entertain, or even expand. Located on Belton lake, this property offers the best of both worlds—peaceful, water front living with convenient access to recreation, dining, and town amenities.

3719 Smoke Signal Rd, Belton

Belton ISD Homes with Waterfront

Newest Belton ISD Homes with Waterfront