Georgetown Homes under $400,000

Georgetown Homes under $400,000

Welcome to Georgetown, Texas, a charming city that beautifully blends the warmth of Southern hospitality with modern amenities. Nestled in Williamson County, just north of Austin, Georgetown is renowned for its picturesque landscapes, vibrant downtown area, and rich historical heritage. With its stunning parks, scenic rivers, and a lively community atmosphere, it’s no wonder that Georgetown consistently ranks as one of the best places to live in Texas.

For those seeking an affordable slice of this idyllic city, Georgetown offers an impressive selection of homes under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a variety of options that cater to diverse tastes and lifestyles. From charming bungalows and contemporary townhomes to spacious single-family residences, the real estate market here is as diverse as its residents.

Imagine enjoying your morning coffee on the porch of a cozy home, surrounded by beautiful oak trees and friendly neighbors. With easy access to local shops, restaurants, and outdoor activities, you can experience the best of both worlds—small-town charm with city conveniences just a short drive away.

Georgetown’s commitment to community engagement, coupled with its excellent schools and thriving economy, makes it an ideal place to plant your roots. Explore the possibilities of homeownership in this enchanting city, where affordability meets quality living. Discover your dream home in Georgetown today, and start creating memories in a community that feels like family!

Newest Georgetown Homes under $400,000

532 Farm Hill Dr, Georgetown
$249,900
3 Beds ⋅ 2 Baths ⋅ 1062405 MLS ⋅ 78633 Zip Code
Priced to Sell! Here’s your opportunity to make this popular Bayberry Plan your own! Ideally situated on a lovely greenbelt, this home offers a peaceful setting and plenty of potential for your personal touches. While some light cosmetic updating will make it shine, the major systems are in great condition—and a NEW ROOF is scheduled for 10/8! Even better, the home is part of the Mandatory Landscape Maintenance Program, making it easy to enjoy a beautifully maintained yard with less work. HOA dues reflect the additional landscape maintenance fee.

532 Farm Hill Dr, Georgetown
1305 Crescent Ln, Georgetown
$376,900
4 Beds ⋅ 3 Baths ⋅ 5179220 MLS ⋅ 78633 Zip Code
Pristine condition* Featuring spacious layout, excellent for entertaining and everyday living. Open island kitchen design overlooking the living and dining areas. 4th bedroom is on 1st floor and has use of 3rd full bathroom. Enjoy family gatherings with your extended covered patio and beautiful back yard. Private owner’s suite is upstairs with an inviting loft area and two additional secondary bedrooms. Take a stroll around the corner from the neighborhood park and walking trails. Minutes from Ronald W Regan & Tollway 195 for quicker commutes. Georgetown is a beautiful town with lots to offer with direct access from Williams drive. Close to Jim Hogg Park on Georgetown Lake for fun in the sun.

1305 Crescent Ln, Georgetown
408 Sheldon Lake Dr, Georgetown
$309,000
3 Beds ⋅ 2 Baths ⋅ 8844576 MLS ⋅ 78633 Zip Code
Welcome to this beautifully updated 3-bedroom, 2-bathroom home in the highly sought-after Sun City Community of Georgetown! This is hands-down one of the cutest and most move-in ready homes on the market — every major system has been replaced within the last year, including the water heater, HVAC, washer/dryer, and kitchen appliances. With a roof that's less than 3 years old and luxury vinyl plank flooring installed throughout in 2023, there's not a stitch of carpet in sight, and nothing left for you to do but move in and enjoy. Inside, you'll love the open-concept living and dining area, bathed in natural light from double glass sliding doors that frame gorgeous views of the manicured backyard and lush green space beyond. The charming breakfast nook offers the perfect spot for your morning coffee, and fresh paint both inside and out offer a bright, crisp canvas for you to make this beauty your own. As if all of that wasn't enough, the home is just the starting point here in Sun City. This premier 55+ active adult community offers resort-style amenities including multiple golf courses, clubhouses, fitness centers, indoor and outdoor pools, pickleball and tennis courts, scenic walking trails, and an ever-changing calendar of social clubs and activities — all designed to make every day feel like a getaway. Schedule your showing today!

408 Sheldon Lake Dr, Georgetown
423 High Tech Dr, Georgetown
$250,000
3 Beds ⋅ 2 Baths ⋅ 8899311 MLS ⋅ 78626 Zip Code
Wonderful 2019 End unity Townhome styled condo minutes from Downtown GT with easy access to 35 as well. Old Mill Crossing is a quiet community with lit street, private road and extra parking spots for guests when needed. Lovely main floor primary bedroom and ensuite bath with walk in closet and powder room for guests. Super layout with open downstairs livings space and access to private covered patio for grilling or relaxing, and a good sized fully fenced in backyard with irrigation. The kitchen has a large island that seats up to 4 for gatherings, entertaining or cooking. The kitchen offers a walk in pantry with plenty of storage. The living area has tons of natural light and is spacious for a large couch and more. There is also a dedicated dining area that seats up to 8 easily. Upstairs offers two bedrooms facing north with great light, closets and access to a full upstairs bath. The layout of this home makes so much sense coupled with the abundant natural light. A few extra features: 1st floor stackable washer/dryer hookup and extra storage. There is a full home water softener in the 2 car garage along with a new hot water heater and heat pump both installed in 2026. The HOA takes care of the front landscaping keeping the street looking tidy and welcoming Lastly there are 4 additional community parking spaces at the end of this quiet well lit private dead end street.

423 High Tech Dr, Georgetown
64 Bent Trail Ln, Georgetown
$355,000
3 Beds ⋅ 3 Baths ⋅ 1671484 MLS ⋅ 78628 Zip Code
Beautiful open 2 story with oversized yard backing up to greenbelt, oversized bedrooms and closets. With tile wood floors throughout common areas and stainless steel appliances. You are situated in a master-planned community that features 2 pools, fishing pond, dog park, miles of walking and biking trails and minutes from shopping and dining!

64 Bent Trail Ln, Georgetown
121 Morning Dawn Ln, Georgetown
$389,990
3 Beds ⋅ 3 Baths ⋅ 2480952 MLS ⋅ 78628 Zip Code
Located in the vibrant Morningstar community, this beautifully maintained, nearly-new 3 bed, 2.5 bath, Meritage home with secondary living/game room boasts luxurious finishes, modern conveniences, smart-home features, and exceptional energy efficiency. Step inside to an open-concept main level filled with natural light, high ceilings, and sleek luxury vinyl plank flooring. The stylish kitchen is the heart of the home, featuring stunning granite countertops, stainless steel appliances, a large center island, walk-in pantry, custom glass-display cabinets/storage and a breakfast bar—perfect for entertaining or everyday living. The spacious living and dining areas flow seamlessly, creating an inviting and functional layout. All three bedrooms and additional flex space are located upstairs, including a private primary suite with a walk-in closet and spa-like bath featuring double vanities and designer finishes. A dedicated upstairs laundry room adds everyday convenience. Enjoy outdoor living in your fenced private backyard, ideal for relaxing, grilling, and entertaining. This home is packed with upgrades, including spray-foam insulation, tankless gas water heater, built in custom cabinetry/storage, remodeled half bath w/designer tile, tiled back porch, smart thermostat, dual-pane windows, and ENERGY STAR appliances—keeping utility costs low and comfort high. Morningstar is more than just a neighborhood—it’s a lifestyle. Residents enjoy resort-style amenities including pools, parks, trails, playgrounds, dog parks, sports courts, and fishing ponds—all within the highly rated Liberty Hill ISD including the highly desirable 9th & 10th grade | Legacy Ranch High. With easy access to Ronald Reagan Blvd, 183A, and major employers, shopping, and dining, this location is truly unbeatable. Move-in ready. Lifestyle ready. Location perfect. Don’t miss out!

121 Morning Dawn Ln, Georgetown
1602 Southwestern Blvd, Georgetown
$349,999
4 Beds ⋅ 2 Baths ⋅ 7333194 MLS ⋅ 78626 Zip Code
Great location in University Park, directly across Southwestern Blvd from open greenspace/drainage and just minutes from Southwestern University, downtown Georgetown and the Square. This single-story 4-bedroom, 2-bath home offers 1,342 square feet on a .22-acre lot with a practical layout and no interior steps. The living room features a corner fireplace and opens to the dining and kitchen area, with gas cooking and stainless appliances. The primary bedroom has an ensuite bath, while three additional bedrooms give you flexibility for guests, an office or hobbies. Outside, the fenced backyard offers plenty of room to relax, entertain or make it your own, along with an attached two-car garage. One of the best features is the setting: instead of looking directly at another row of homes, the property sits across from a wide open green area that gives the front of the home a more open feel. Convenient to University Ave/Hwy 29, SH 130 and I-35, with Southwestern University, downtown Georgetown, restaurants, shopping, parks and trails all nearby. No HOA. A well-located home in an established central Georgetown neighborhood with a hard-to-find open-space setting right across the street.

1602 Southwestern Blvd, Georgetown
1930 Peaceful Porch Way, Georgetown
$344,999
4 Beds ⋅ 3 Baths ⋅ 9390950 MLS ⋅ 78628 Zip Code
The Winsdale - The first level of this two-story home is occupied by a generous open floorplan where the family room, dining room and kitchen share a footprint, while the owner’s suite is situated at the back for privacy. A covered patio is ideal for entertaining, accessed off the kitchen. Three additional bedrooms and a game room can be found upstairs. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only. Estimated completion January 2027. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

1930 Peaceful Porch Way, Georgetown
31424 Kingsway Rd, Georgetown
$399,900
3 Beds ⋅ 2 Baths ⋅ 6290587 MLS ⋅ 78628 Zip Code
Tremendous opportunity to live on the golf course in highly favored Berry Creek for under $400,000! You will LOVE this MASSIVE .34-acre lot that overlooks the serene pond. HIGH CEILINGS, OPEN CONCEPT PLAN - this 3 bedroom 2 bathroom brick home has so much appeal: PRE-INSPECTED and repairs made - make offer with confidence - ask your or contact listing agent for annotated inspection report! RECENT PAINT interior, WALL OF WINDOWS - plenty of natural light, NO STEPS!!! RECENT CARPET, TERRIFIC FLOOR PLAN - no wasted space here, FABULOUS COMMUNITY, PRIVACY - no neighbors behind!!! And step out side to your HUGE COVERED BACK PORCH - and TAKE IN THE VIEWS - feels like you are living in a Park!!! Wrought iron perimeter fencing - bring your pets, and full sprinkler system!! Water softener already installed - plus, Refrigerator Conveys! This home is MOVE IN READY - get ready to join the Berry Creek Golf Club and enjoy the GOOD LIFE - golf, tennis, dining, and social events. Outstanding value in a premier community!

31424 Kingsway Rd, Georgetown
213 Rio Vista Dr, Georgetown
$373,000
3 Beds ⋅ 2 Baths ⋅ 7375505 MLS ⋅ 78626 Zip Code
Rate buy-down credit available! Backyard orchard, oversized cul-de-sac lot, and a beautifully updated interior just minutes from Downtown Georgetown. Featuring a custom built-in cloffice, Murphy bed, new composite deck, custom maple cabinets, bamboo flooring and mature fruit trees, this move-in ready home offers flexibility, charm, and outdoor living rarely found at this price point. Nestled in Georgetown's desirable Parkview Estates, this well-maintained 3-bedroom, 2-bath home combines thoughtful updates, energy-efficient improvements, and a peaceful garden setting. The remodeled kitchen features real wood cabinetry, granite countertops, stainless steel appliances, a gas range, and reverse osmosis water filtration. Tile and bamboo flooring run throughout the home, creating a stylish, carpet-free interior. One bedroom features a custom built-in cloffice, providing dedicated work-from-home space, while a Murphy bed adds flexibility for guests, hobbies, or multi-purpose living. Updated bathrooms, fresh interior and exterior paint, and a cozy fireplace add to the home's welcoming appeal. Major upgrades include a high-efficiency HVAC system with heat pump and gas backup (2024), brand-new water heater (2025), and a whole-house fan for enhanced comfort and energy savings. Outside, the lush backyard is a private retreat featuring mature producing peach, blackberry, and pomegranate trees, along with a spacious composite deck perfect for entertaining, gardening, or relaxing beneath the shade of mature trees. The partially xeriscaped front yard requires minimal watering and attracts butterflies and pollinators year-round. Located within walking distance of San Gabriel Park and just minutes from Georgetown's historic downtown square, shopping, dining, trails, and community events, this lovingly maintained home offers a rare combination of convenience, character, and move-in-ready comfort. Rate buy-down credit, or other concessions subject to terms of offer.

213 Rio Vista Dr, Georgetown
101 Sunrise Oak Cv, Georgetown
$339,995
4 Beds ⋅ 2 Baths ⋅ 5106232 MLS ⋅ 78628 Zip Code
Built in 2025, this practically new home in Woodfield Preserve pairs modern finishes with comfortable everyday living. An open floor plan welcomes you with plenty of natural light & gorgeous wood-look laminate flooring throughout the main living areas. The living room flows seamlessly into the dining area & kitchen, where quartz countertops, an island with bar seating, crisp white cabinetry with pullout drawers, stainless steel appliances, a classic subway tile backsplash, & a pantry create a stylish & functional gathering space. The primary bedroom offers a relaxing retreat with an ensuite bath featuring a dual vanity, soaking tub, separate shower, & walk-in closet. Three additional bedrooms provide flexibility for guests or a home office & share a well-appointed full bath. Outside, a spacious fenced backyard & covered patio offer room to relax, entertain, & enjoy the outdoors. Community amenities include a pool, playground, & trails. Ideally located within walking distance of the elementary school, this home puts abundant shopping, dining, recreation, & everyday essentials within easy reach, with convenient access to I-35 & TX-195.

101 Sunrise Oak Cv, Georgetown
4420 Ingram Rd, Georgetown
$394,495
4 Beds ⋅ 2 Baths ⋅ 5325445 MLS ⋅ 78628 Zip Code
Better than NEW-Beautiful single-story on a desirable corner lot in Lively Ranch. This bright, open 4-bedroom, 2-bath home features 10-ft ceilings, 8-ft doors throughout, recessed lighting in every room, and expansive living and dining spaces filled with natural light from numerous windows and an impressive 8-ft, 4-panel sliding glass door. The open kitchen offers white quartz Silestone countertops, soft-close cabinetry, generous storage, a large walk-in pantry, and reverse osmosis water filtration. The spacious primary suite includes a tray ceiling, a bright spa-like bath with seamless shower and garden soaking tub, and two large walk-in closets. Additional highlights include rare all-stone exterior construction for added energy efficiency, red oak built-ins, pre-plumbed water softener hookup, oversized covered front porch, and a large covered rear patio ideal for relaxing or entertaining. The home sits among four mature trees and offers a huge side yard, perfect for play or outdoor gatherings. Located just a 5-minute walk to Lively Ranch amenities including pool, splash pad, gym, playgrounds, trails, ponds, and outdoor grilling areas. Highly rated school district and convenient access to 183 and I35, with H-E-B and restaurants nearby and Costco and Target just minutes away. Quiet street, friendly neighbors, and a thoughtfully designed low-light community where you can truly enjoy the night sky. **The Preferred Lender on this property is Randy Atkinson at Synergy One Lending. The Buyer will receive 1% Lender Credit (based off of the loan amount) when obtaining financing through Randy Atkinson at Synergy One Lending.**

4420 Ingram Rd, Georgetown
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